Data breaches, where unauthorized individuals access sensitive information, can have serious consequences. To protect yourself, use strong, unique passwords, enable two-factor authentication, and regularly update software and be cautious about sharing personal information online.
Understanding Data Breaches:
- What they are: Data breaches occur when sensitive information, such as personal data, financial details, or confidential business information, is accessed or stolen without your authorization.
- Why they matter: Breaches can lead to identity theft, financial loss, reputational damage, legal issues and a lot of aggravation.
How to Protect Yourself:
Use Strong, Unique Passwords:
Avoid using the same password across multiple accounts.
Use a mix of uppercase and lowercase letters, numbers, and symbols.
Consider using a password manager to store and generate secure passwords.
Enable Two-Factor Authentication (2FA):
2FA adds an extra layer of security by requiring a second verification method, such as a code sent to your phone, in addition to your password.
Enable 2FA for all your important accounts, such as email, social media, and banking.
Update Regularly:
Keep your software, operating systems, and apps up to date with the latest security patches.
These updates often include fixes for known vulnerabilities that could be exploited by hackers.
Encrypt Your Data:
Encryption protects your data by making it unreadable to anyone without the proper decryption key.
Consider encrypting your hard drive, cloud storage, and sensitive files.
Browse Securely:
Use a secure web browser and avoid clicking on suspicious links or downloading files from untrusted sources.
Use a Virtual Private Network (VPN) to encrypt your internet traffic and protect your privacy.
Review App Permissions:
Regularly review the permissions you’ve granted to apps on your phone or computer and revoke any unnecessary permissions.
Be Cautious with Personal Information:
Be wary of phishing emails and scams that ask for your personal information.
Never share your Social Security number, bank account details, or other sensitive information unless you are absolutely sure the website or person is legitimate.
What to do after a data breach:
Change your passwords: Change the passwords for any accounts that may have been compromised.
Add a fraud alert: Place a fraud alert on your credit reports with the credit bureaus.
Consider a security freeze: Consider placing a security freeze on your credit reports to prevent unauthorized access.
Experian is at experian.com, TransUnion is at transunion.com, Equifax is at equifax.com
File an identity theft report: File an identity theft report with the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at (877) 438-4338.
Written with assistance from AI, much of the information above is explained in our other blog posts
